Muzaffar Eshdavlatovich Rakhmataliev, and Behruz Rustam Ugli Shavkatov. 2025. “Statistical Evaluation of the Efficiency of Online Services in Commercial Banks: Indicator System and Methodological Approaches”. Spanish Journal of Innovation and Integrity 43 (June):25-28. https://www.sjii.es/index.php/journal/article/view/652.